About
An agency built around the hard files.
Cargova places commercial trucking insurance as an independent agency. We aren't tied to one carrier's appetite, which matters most when your file doesn't fit the easy box.
How we work
Four things we hold to.
One agent owns your file
The person who quotes you is the person who handles your filings, your certificates and your renewal. No queue, no ticket number.
We say no out loud
If a line of coverage isn't right for your operation, you hear that before you hear a price. An agency that only ever agrees with you isn't advising you.
The file is the product
How a submission is assembled and which market sees it first decides more outcomes than the loss runs do. That work is invisible to you and it's most of what we do.
No pricing theatre
This site will never show you a rate. Pricing comes from the insurer, against your record — anything else is a number designed to get your phone number.
Free · No obligation
Talk to an agent
Four fields. A licensed agent reviews it and calls you back — no auto-quote, no bot pricing.