Why Cargova
Same coverage. Different outcome.
We work the file by hand
An agent picks which markets see your submission. On a hard file that's most of the outcome.
We tell you when to walk
If this isn't the coverage you need, you'll hear that before you hear a price.
We stay after the bind
Filings, certificates, renewals — the same agent, not a queue.
In short
What a business owners package is.
Combines property and general liability for the fixed side of your operation. Usually cheaper than buying the parts separately.
Limits, deductibles and exclusions depend on your operation and the carrier writing it.
Scope
Generally in, generally out.
A rough map. Your policy wording governs — ask your agent about anything here.
Typically addressed
- Buildings and business personal property
- General liability
- Business interruption in many forms
Typically not
- Vehicles
- Freight in transit
- Employee injuries
Free · No obligation
Quote my business package
Four fields. A licensed agent reviews it and calls you back — no auto-quote, no bot pricing.
Business Package questions
I run from my house — is that covered?
Homeowners policies usually exclude business property and liability. A package policy is how that gap normally gets closed.