Legal
Terms & Conditions
The terms that govern your use of this site.
Content pending legal review
This document has not been drafted yet. It must be written or approved by Cargova's counsel before launch — the text below is an outline of what it needs to cover, not the policy itself.
Required sections
- Who operates this site — Cargova's full legal entity name, agency licence number, and the states it is licensed in
- That the site is informational: nothing on it is an offer, a binder, or a guarantee of coverage
- That coverage descriptions are general and the governing document is always the issued policy
- Acceptable use of the site, and prohibited use of the quote form
- Ownership of site content, trademarks, and third-party marks displayed with permission
- Disclaimer of warranties and limitation of liability
- Links to third-party sites and carrier portals — no endorsement implied
- How disputes are resolved, and which state's law governs
- How and when these terms may change, and the effective date