Truckers General Liability
The coverage shippers and brokers ask for before they load you.
Why Cargova
Same coverage. Different outcome.
We work the file by hand
An agent picks which markets see your submission. On a hard file that's most of the outcome.
We tell you when to walk
If this isn't the coverage you need, you'll hear that before you hear a price.
We stay after the bind
Filings, certificates, renewals — the same agent, not a queue.
In short
What truckers general liability is.
Covers business operations away from the truck itself — the dock, the yard, the customer's premises. Contracts routinely require it.
Limits, deductibles and exclusions depend on your operation and the carrier writing it.
Scope
Generally in, generally out.
A rough map. Your policy wording governs — ask your agent about anything here.
Typically addressed
- Injury to a third party at your premises
- Damage you cause at a shipper or receiver
- Products and completed operations in many forms
- Legal defence tied to a covered claim
Typically not
- Anything arising from operating the truck itself
- Damage to the freight
- Employee injuries
Free · No obligation
Quote my general liability
Four fields. A licensed agent reviews it and calls you back — no auto-quote, no bot pricing.
General Liability questions
Isn't this the same as auto liability?
No. Auto liability responds to the truck in motion; general liability responds to your business operations off the truck. Most contracts require both.
What limit do contracts ask for?
$1,000,000 per occurrence is the common ask. Read the contract — your agent can review the insurance section with you.