Motor Truck Cargo
Covers the freight on your trailer when a load goes wrong.
Why Cargova
Same coverage. Different outcome.
We work the file by hand
An agent picks which markets see your submission. On a hard file that's most of the outcome.
We tell you when to walk
If this isn't the coverage you need, you'll hear that before you hear a price.
We stay after the bind
Filings, certificates, renewals — the same agent, not a queue.
In short
What motor truck cargo is.
Protects the commodity you are hauling against loss or damage in transit. Most brokers will not tender a load without evidence of it.
Limits, deductibles and exclusions depend on your operation and the carrier writing it.
Scope
Generally in, generally out.
A rough map. Your policy wording governs — ask your agent about anything here.
Typically addressed
- Freight damaged in a covered accident
- Theft of the load, subject to policy terms
- Fire, collision and overturn losses
- Debris removal in many forms
Typically not
- Commodities specifically scheduled out
- Loss from improper securement in many forms
- Employee dishonesty unless endorsed
Free · No obligation
Quote my cargo
Four fields. A licensed agent reviews it and calls you back — no auto-quote, no bot pricing.
Cargo questions
What limit do brokers ask for?
$100,000 is the common baseline; high-value freight, autos and pharma often require more. The commodity drives it.
Does it cover reefer breakdown?
Refrigeration breakdown is usually a separate endorsement rather than automatic. Ask your agent to confirm it in writing before you haul reefer.
Also placed